Get a home loan the smart way
Navigate the path to your dream home with transparent rates, side-by-side comparisons, and financing options designed for modern Filipino homeowners.
Pick the financing that fits you
We work with the Philippines' most trusted banks and government institutions to help you finance your future home.
Tailored financing for property purchase, home construction, or refinancing.
- 20% down payment
- 20 Years maximum loan term
- 1, 5, up to 10+ Years fixed-rate options
- Up to ₱25,000 waived fees
- ₱50,000 minimum monthly income
Government-backed housing finance that makes home ownership affordable and accessible.
- 5% - 10% down payment
- Up to 30 Years maximum loan term
- 1, 3, 5, 10, 15, 25 or 30 Years fixed-rate options
- Varies by Promo waived fees
- Amortization must not exceed 35% of gross monthly income minimum monthly income
Flexible payment terms and competitive rates to suit your long-term goals.
- 20% down payment
- 20 Years maximum loan term
- 1, 5, 7, 10 Years fixed-rate options
- Varies by Promo waived fees
- ₱40,000 minimum monthly income
Competitive rates and personalized service for your home financing needs.
- 20% down payment
- 20 Years maximum loan term
- 1, 3, 5 Years fixed-rate options
- — waived fees
- ₱35,000 (provinces) minimum monthly income
Compare Home Loans
Make an informed decision by comparing our financing partners side by side.
| Loan Details |
BDO Home Loan
|
Recommended
Pag-IBIG Loan
|
BPI Housing Loan
|
Chinabank Housing Loan
|
|---|---|---|---|---|
| Rates & Terms | ||||
| Lowest promo rates | From 7.50% | From 6.25% | From 7.50% | From 7.50% |
| Fixed Options | 1, 5, up to 10+ Years | 1, 3, 5, 10, 15, 25 or 30 Years | 1, 5, 7, 10 Years | 1, 3, 5 Years |
| Max Loan Term | 20 Years | Up to 30 Years | 20 Years | 20 Years |
| Waived Fees | Up to ₱25,000 | Varies by Promo | Varies by Promo | — |
| Requirements | ||||
| Down Payment | 20% | 5% - 10% | 20% | 20% |
| Minimum Monthly Income | ₱50,000 | Amortization must not exceed 35% of gross monthly income | ₱40,000 | ₱35,000 (provinces) |
| Apply Now | Apply Now | Apply Now | Apply Now |
Swipe sideways to see all partners →
Loan Calculator
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| Loan Term | Loan Amount | Monthly Amortization |
|---|---|---|
| Fill in the form and click Compute to see results. | ||
IMPORTANT NOTICE:
1. All amounts quoted are in Philippine Peso.
2. All computations are for illustration purposes only.
3. Actual computations based on prevailing rates will be provided upon loan application.
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